How do I consolidate my student loans?

Updated October 10, 2022

There are several ways to apply for loan consolidation:

  • Apply online at the Direct Consolidation Loans website
  • Apply by phone (if you have all Direct Loans) by calling 1-800-557-7392
  • Apply with a paper application. ?You can download the application and promissory note at the?Direct Consolidation Loans website or request an application package be mailed to you by calling 1-800-557-739 (TTY 1-800-557-7395).

See more about options for paying your loans.