What are Educational Tax Credits?
The Taxpayer Relief Act of 1997 created tax credits to help families meet the cost of college. Unlike a deduction, […]
What happens if I default on a student loan?
If you default on a student loan, the consequences are severe. Here are a few examples of what may happen […]
Can I get my student loans discharged?
Your loans may be discharged under very specific circumstances. The most common circumstances are total and permanent disability or death. […]
Are there any disadvantages to consolidating my loans?
Maybe. When you consolidate your loans the terms of your repayment may change. If you increase the length of your […]
What does it mean to be in delinquency?
A loan is delinquent when payments are not received by the due dates. A loan remains delinquent until you make […]
Are there different repayment options for student loans?
Yes, some repayment plans give you more time to repay your loans while others are based on your income. You […]
If I take two terms off from school, will I go into repayment?
Yes, you will be contacted by the lender to begin repayment. If you subsequently enroll in school, you can obtain […]
When do I have to start repaying my student loans?
Most loans have a six-month grace period after you graduate, leave school, or drop below half-time enrollment before you must […]
I have defaulted on my student loan. What can I do?
You have several options for getting your loan out of default. These options include the following: loan repayment loan rehabilitation […]
Where can I find the calendar of instruction
The 2022-26 Calendar of Instruction is on the PCC website and is found on the Calendar tab. This version of […]